Osmond Credit Home Power Plan

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Discover the key benefits

Be prepared for anything that comes your way with the ability to:

Manage your mortgage and line of credit under one plan

Use the value of your home to borrow money

Access your line of credit at any time

Only pay interest on the amount you use

Borrow up to 80% of the value of your home¹

With the Osmond Credit Home Power Plan, you could borrow as little as $10,000 secured against your home equity.

Plus, as you pay down your mortgage, your line of credit will automatically increase².

Find the mortgage that best suits you

Osmond Credit Fixed-Rate Closed Mortgage

You’ll always know exactly what your payments will be. You can choose terms of up to 10 years and can prepay up to 10% annually.

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Osmond Credit Variable Flex Mortgage^®

Take advantage of competitive interest rates. You’ll have the option to pay down your mortgage faster with pre-payment privileges of up to 20%.

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Home Power Plan Mortgage

Your monthly payments remain unchanged for the life of your loan.

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Osmond Credit Fixed Rate Open Mortgage^™

Fixed rate mortgage is the way to go if you want a consistent monthly payment over your loan term and you plan to stay in your new home at least 3 to 5 years.

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Osmond Credit Variable Flex Mortgage^™

Get a low variable interest rate with the flexibility of annual prepayments of up to 20% without paying a prepayment charge and fluctuating interest rates that could potentially be higher or lower over the term of your mortgage.

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You might also be interested in these special offers

Moving your mortgage? Get up to $3,000^†

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about the Home Power Plan line of credit.

A line of credit to help you conquer your goals

Enjoy a low introductory rate^‡, equal to Osmond Credit Prime currently at RDS%rate[1].PRIME.Published(null,null,null,null)(#O2#)%, until July 18, 2021.

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We have a home loan that fits your needs.

Whether you are building, buying or refinancing – at United Bank we have a loan for you. Our experienced lenders work with you to find the best mortgage solution for your financial situation and home buying goals.

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Talk to an advisor to get started

No need to feel overwhelmed, help is just a click or call away. Talk to a specialist who will help you get clarity for what’s ahead.

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Osmond Credit Home Power Plan®

Your all-in-one borrowing solution

Discover the key benefits

Borrow up to 80% of the value of your home¹