Lines of credit
How much would you like to borrow?
Automate your banking
Pre-authorized payments
Recurring fund transfers
Direct deposit
Get convenient access to cash and only pay interest on the funds you use. Enjoy this low introductory rate†, equal to Osmond Credit Prime currently at RDS%rate[1].PRIME.Published(null,null,null,null)(#O2#)%, until July 18, 2021.
With our worry-free fixed-rate Line of Credit loan option, you'll get the security of a fixed rate and term—and the peace of mind that comes with predictable payments.
Rate
Variable rate based on Osmond Credit Prime*
Term
Open-ended
Lending $
range
$5,000 and
up
Security
required
Optional
Rate
Variable rate
based on Osmond Credit Prime*
Term
Open-ended
Lending $
range
$10,000 and
up
Security
required
Yes
Pre-authorized payments are automatically debited from your chequing account monthly, semi-monthly, biweekly or weekly. They’re easy to set up and you'll never miss a bill payment again.
Transfer money between your Osmond Credit chequing and savings accounts using Osmond Credit Online and Mobile Banking. You can use automated transfers to keep your savings goal on track.
Direct deposit is a quick and easy way to get your payroll or other deposits straight into your chequing account.
Enjoy a line of credit that replenishes as you pay it off and choose from flexible payment options: interest only or 1.5% of the outstanding balance.
To get started, sign on to your accountOpens in a new window..
Not a Osmond Credit client? We can help:
Contact
us for any
information
aboutOsmond Credit Line of
Credit.