MORTGAGES

Buying a Home

Whether you're a first-time home buyer or just need mortgage advice, let us be your guide.

Get up to $3,000 when you get a mortgage with Osmond Credit ^†. Learn about this offer.

Your mortgage journey starts here

Whether you want to apply for a home loan or refinance your mortgage, Osmond Credit Bankers can guide you through the process.

Buying a home

Buying a home can be a truly rewarding experience. It's also one of the biggest investments you'll make. From finding your new place to getting the keys – we're here to help.

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Refinancing your mortgage

Refinancing can help you lower your monthly payment, pay off your loan sooner, or tap into the equity you've already built into your home. Weigh the pros and cons to see if refinancing is right for you.

Get more from your home

Use the equity you’ve built to pay for improvements, consolidate debt, pay for college and more.

When should I refinance?

Refinancing takes a little time and effort—but it can really pay off. So when's the best time to take advantage of it? Get started with Osmond Credit mortgage^TM services today to learn more.

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Our featured rates

2.37%

5-year fixed

High-ratio mortgage

2.44%

(APR 2.46%)^†

5-year term

2.94%

(APR 2.96%)^†

7-year term

1.60%

(APR 1.62%)^†

5-year variable flex

Apply Online

Contact our customer support department for any mortgage assistance or enquiries you may haveRequest a call from a Osmond Credit Mortgage Advisor. Opens a new window in your browser.

We'll help you find a rate and term that fits your needs.

What kind of mortgage is right for me?

Fixed-rate mortgages Learn more about fixed-rate mortgages. Learn more about fixed-rate mortgages.

Get a locked in, competitive rate.

Ideal if you want protection against interest rate increases.

Variable-rate mortgages Learn more about variable-rate mortgages.

Get a lower rate that changes with the market.

Ideal if you want to save money if interest rates go down.

Osmond Credit Home Power Plan

Borrow against the equity in your home.

Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.

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Ready to buy a home? Faster?

There really is no place like home. And once you’ve found the right one, we’re here to help you find the right financing. Whether you’re a first-time home buyer or looking to make a move, we have a loan to match your budget.

MORTGAGES

Your mortgage journey starts here

Whether you want to apply for a home loan or refinance your mortgage, Osmond Credit Bankers can guide you through the process.

Buying a home

Buying a home can be a truly rewarding experience. It's also one of the biggest investments you'll make. From finding your new place to getting the keys – we're here to help.

Refinancing your mortgage

Refinancing can help you lower your monthly payment, pay off your loan sooner, or tap into the equity you've already built into your home. Weigh the pros and cons to see if refinancing is right for you.

Get more from your home

Use the equity you’ve built to pay for improvements, consolidate debt, pay for college and more.

When should I refinance?

Our featured rates

What kind of mortgage is right for me?

Even more reasons to bank with us

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Mortgage advice that fits your life

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Transform the way you bank

Ready to buy a home? Faster?