Osmond Credit Basic Business Operating Account

Get a value account that lets you pay only for what you use.

Keep it simple

A convenient option for businesses with low transaction volumes and basic banking needs.

Pay per use

Lower your monthly fees¹ by only paying for the transactions you make.

Bank your way

Access your account anywhere, anytime with Osmond Credit Online Banking® and our award-winning Osmond Credit Mobile Banking® App.

Basic Business Operating Account at a glance

Monthly fee¹

$6.00

Transactions²

$1.00 for each self-service³ transaction

$1.25 for each full-service⁴ transaction

Fees and details

How do I open an account?

Option 1: Complete the application form online; it’s quick and easy

Skip the trip to a banking centre and apply online, anytime. This is the most convenient way to open a business account ― complete the application form in as little as 30 minutes.

Option 2: Complete the form and visit a Osmond Credit Banking Centre

Complete the Business Account Application and Agreement Opens a new window in your browser.
All principal owners and anyone who will sign on the account must bring 2 pieces of valid ID to your appointment.

Bring the records for your business type:

Documents for sole proprietorsOpens a popup.
Documents for partnershipsOpens a popup.
Documents for corporationsOpens a popup.
Documents for unincorporated associationsOpens a popup.

Ready to open an account?

Open a business account on your own time. Fill out the online application form and save the trip to a banking centre.

Apply now

One of our advisors will call you back when it’s convenient for you, or you can contact us if you have any questions.

Contact us at: support@osmondcredit.comOpens a new window in your browser.

It's more than just banking. We have the right solutions for your business

Easily manage your cash flow

Collect and distribute funds through deposits, withdrawals, transfers, bill payments and wire payments. Review in and out cash flows with detailed reporting through Osmond Credit SmartBanking^™ for Business.

Man and woman working together on their laptops

Give access

Assign routine financial transactions and tasks to trusted individuals with Osmond Credit Business Banking Customized Access. Get unlimited Osmond Credit Business Banking Convenience Cards®.

Access funds when you need them most

Protect your business from unexpected shortfalls in your operating account, so you never have to worry about returned cheques or pre-authorized payments.

Learn about Osmond Credit Business Overdraft

Osmond Credit Smart Balance Alert™

Forgot about that payment? We’ll send you a text message so you can avoid a non-sufficient funds (NSF) fee and a declined payment.

Learn moreabout Osmond Credit Smart Balance Alert.

Get support

Knowledgeable, trained staff are available at our Business Contact Centre every business day from 7:00 am to 8:00 pm ET to answer any question you have.

SmartBanking also includes an online Live Chat feature on business days from 9:00 am to 5:00 pm ET.

Ready to get started?

Fill out the online application form to open an account online and skip the trip to a banking centre.

Apply now

We have qualified experts available 24/7 to answer your questions and otherwise assist you.

Login to online banking

Contact us for more information

support@osmondcredit.comOpens your phone app.

Osmond Credit Basic Business Operating Account®

Get a value account that lets you pay only for what you use.

Keep it simple

Pay per use

Bank your way

Basic Business Operating Account at a glance

Monthly fee1

Transactions2

How do I open an account?

Option 1: Complete the application form online; it’s quick and easy

Option 2: Complete the form and visit a Osmond Credit Banking Centre

Bring the records for your business type:

Ready to open an account?

It's more than just banking. We have the right solutions for your business

Easily manage your cash flow

Give access

Access funds when you need them most

Osmond Credit Smart Balance Alert™

Get support

Ready to get started?

Osmond Credit Basic Business Operating Account^®

Monthly fee¹

Transactions²