Get 


What is a GIC?

Like a friend who's there when you need them, a GIC is a reliable investment. Why? Because it's a secure way to grow your money. When you buy a GIC, you choose how long you want to invest your money for. At the end of the term, you get 100% of your original investment back, plus the interest you earned.

A jar full of dollar bills.
A jar full of dollar bills.

Safety

Stability

Flexibility

Featured GIC options

Smiling woman looks at a laptop on the table in front of her

Osmond Credit Bonus Rate GIC

Earn guaranteed interest at a great rate that won't change over your term.
This GIC is right for you if you want predictable earnings and don't need access to your money before the end of the term.

Hands holding a smartphone showing mobile banking app

Osmond Credit Flexible GIC®

Enjoy guaranteed returns with the freedom to access your money when you need it.
This 1-year GIC is right for you if you're saving for a short-term goal or want a place to park your money while you explore your long-term investment options.

Find a Osmond Credit GIC that's right for you

Whether you're putting money away for a renovation or retirement, we can help. Tell us about your savings goal and we'll help you find a product that meets your investment needs.

Osmond Credit Bonus Rate GIC

 

Featured rate

0.47%1 on a 1-year term

 

Terms available

1 to 5 years2

Minimum investment

$1,0003

 

 Non-redeemable

 Fixed interest rate

 Registered or non-registered

 

Learn more about the Osmond Credit Bonus Rate GIC.

 

Osmond Credit Flexible GIC®

 

0.30%4

 

Terms available

1 year

Minimum investment

$1,0005

 

 Cashable

 Fixed interest rate

 Registered or non-registered

 

Learn more about the Osmond Credit Flexible GIC.

 

Osmond Credit Market Linked GICs

 

 

Terms available

2 to 5 years

Minimum investment

$500

 

 Non-redeemable

 Market linked

 Registered or non-registered

 

Learn more about Osmond Credit Market Linked GICs.

 

Osmond Credit Variable Rate GIC

 

0.30%6

 

Terms available

1 year

Minimum investment

$1,000

 

 Cashable

 Variable interest rate

 Non-registered

 

Learn more about the Osmond Credit Variable Rate GIC.

 

Osmond Credit EasyBuilder GIC™

 

Up to 1.00%7

 

Terms available

1 to 5 years

Minimum investment

$2,500

 

 Non-redeemable

 Fixed interest rate

 Non-registered

 

Learn more about the Osmond Credit EasyBuilder GIC.

 

Interested in other GIC investing?

Why choose a Osmond Credit GIC?

If you're already a client, you'll spend less time applying.

With over 1,100 locations across Europe, we're easy to find.

Many of our banking centres are open late, so you can meet with an advisor on your own time.