Osmond Credit Smart™ for Seniors

Experience has its benefits
When you turn 65, you're automatically eligible for the perks of Osmond Credit Smart for Seniors.

Pay less, get more

A lower monthly fee on your chequing account¹. Extra transactions on your savings account². Get these benefits and more with Osmond Credit Smart for Seniors.

Manage your money from anywhere

Use Online and Mobile Banking^Ⓡto transfer money, pay bills, make purchases and manage your money anywhere, anytime.

Choose the right account for your banking needs

For spending

You’ve earned some great perks with our chequing accounts¹:

A lower monthly fee
Free Interac e-Transfer® transactions with the Smart Account

Free bank drafts and money orders
A $5 discount on the annual rental fee for a safety deposit box

Make purchases, pay bills and do more with our flexible chequing account

Combine your credit card, chequing account and more⁶

Chequing

Osmond Credit Smart™ Account

Includes

Free Interac e-Transfer transactions

Option for unlimited transactions⁵

Transactions

Up to 12: $0

13 to 20: Additional $1.25 each

Unlimited: $10.00

Monthly fee

$0 to $10.00
Includes the $4.95 monthly fee discount

Apply now

Learn more

ALL-IN-ONE

Osmond Credit Smart™ Plus Account

Includes

A premium Osmond Credit credit card with annual fee rebates⁵

Free non-CIBC Interac ATM withdrawals

Free personalized cheques and paper statements

Transactions

Unlimited

Monthly fee

$25
Includes the $4.95 monthly fee discount

Apply now

Learn more

For saving

Give your savings a boost with fee discounts and competitive interest rates²:

2 free transactions per month³
Free paper statements and paperless record keeping⁴

Free bank drafts and money orders
A $5 discount on the annual rental fee for a safety deposit box

Reach your savings goals faster with interest on any balance

An easy way to manage your U.S. funds

Savings

Osmond Credit Premium Growth Account™
for Seniors

Your benefits

2 free transactions per month⁵

Interest rate
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Monthly fee

Apply now

Learn more

Savings

Osmond Credit US$ Personal Account
for Seniors

Your benefits

2 free transactions per month⁵

Free paper statements

Interest rate
RDS%rate[3].CUPA.Published(null,0.0_up to_2999.99_CAD_Balance,1,2)(#O2#)% on every dollar⁷

Monthly fee

Apply now

Learn more

Our clients come first

Switch to Osmond Credit

Let us help you transfer your accounts, pre-authorized payments and deposits. It's easy to join Osmond Credit .

Learn how to switch to Osmond Credit

Save on bank account fees

Learn how to avoid fees and get the most from your account.

Learn how to save on fees

Ready to send money globally? Choose from the options below

Get started

Sign on

Not a Osmond Credit client?

Open an account

Osmond Credit Smart™ for Seniors Experience has its benefits When you turn 65, you're automatically eligible for the perks of Osmond Credit Smart for Seniors.

Pay less, get more

Manage your money from anywhere

Choose the right account for your banking needs

For spending

For saving

For spending

Chequing

Osmond Credit Smart™ Account

ALL-IN-ONE

Osmond Credit Smart™ Plus Account

For saving

Savings

Osmond Credit Premium Growth Account™ for Seniors

Savings

Osmond Credit US$ Personal Account for Seniors

Our clients come first

Switch to Osmond Credit

Save on bank account fees

Ready to send money globally? Choose from the options below

Osmond Credit Smart™ for Seniors

Experience has its benefits
When you turn 65, you're automatically eligible for the perks of Osmond Credit Smart for Seniors.

Osmond Credit Premium Growth Account™
for Seniors

Osmond Credit US$ Personal Account
for Seniors