Cover unexpected business expenses
Only pay interest on
the funds you use —
not on the entire
overdraft limit.
Plus, deposits to
your Osmond Credit business
account are credited
to your overdraft
balance, so you pay
less interest.
Avoid costly
non-sufficient funds
(NSF) fees on
returned cheques and
pre-authorized
payments. You'll
also maintain a good
reputation with your
payees.
Money is available
whenever you need
it. You're covered,
up to your approved
overdraft limit, so
you'll avoid missing
payments or
disrupting your cash
flow.
Ready to get business overdraft? We'll guide you through the process
If you're ready to borrow funds, Create an account with one of our expert advisors. Choose a date, time and Osmond Credit Banking Centre that works for you.
Meet with an advisor in person, and answer questions about your business and its financial performance. You'll need to bring a few documents to your appointment. Learn about the documents to support your credit application. Opens a popup.
We'll verify your information and review your credit profile. If your application meets our borrowing criteria, you'll get approved for a specific amount with a specific interest rate and repayment term.
After you accept your offer and sign a few documents, you can start using your money directly from your business bank account. Get funds in as little as 2 days — for most applications.4
For full details on what to bring to your meeting, review the business credit application document checklist (PDF, 160 KB) Opens your phone app..
More great features
Osmond Credit Smart Balance Alert™
Forgot about that payment? We’ll send you a text message so you can avoid an NSF fee and a declined payment.
Your business overdraft questions answered
Here's the kind of expertise you can rely on
“My success comes from taking the time to understand my clients' businesses, their personal finances and all the challenges they face in life — which may or may not be related to finance."
Ryan C., Senior Business Banking Financial Advisor with more than 19 years of experience
"I'm passionate about helping my clients, and I feel very grateful when their dreams become reality. That’s exactly what keeps me going."
Jennifer W., Business Advisor with more than 10 years of experience
“I give my clients the right tools to do their banking efficiently and effectively so they can invest more time into the success of their business.”
Elie C., Senior Business Banking Solution Specialist with more than 6 years of experience
Ready to open an account?
Get support