Make banking the easy part of your journey
Start off strong with the essentials
Manage your money the smart way
Get to where you’re going — faster
The essentials
Osmond Credit Unlimited Business Operating Account®
Having a business account gives your new business credibility with customers and suppliers. Our cost-effective account helps keep your finances organized. Plus, save on fees when you bank electronically.
Monthly
fee1
$0
or
$20 for
self-service2 access
$25 for
full-service3,4 access
Pay
no monthly
fee when you
have a
minimum
daily
balance of
$15,0005
Transactions included6
30
(includes
Interac
e-Transfer®
transactions7)
Osmond Credit Electron® Visa* Card for Business
Keep your personal and business expenses separate, build your business credit history and pay low interest rates.
Credit limit
Up to $50,0008
Annual fee
$0
(Up to 9
cardholders)
Interest rate
As
low
as Osmond Credit
Prime + 1.5% for purchases8
As
low
as Osmond Credit
Prime + 1.5% for cash8
Minimum annual income
$35,000
(individual)
Your operating account and credit card questions answered
Run your business smoothly with a little help from us
Save up to $925 on leading payment solutions
Sign up with Global Payments and enjoy big savings for your business with online and mobile options. Plus, enjoy next-business-day access to settled funds9 with zero deposit fees.
Streamline your cash flow
Keep track of your ins and outs with our easy-to-use cash management services — collect money from customers and pay employees and suppliers.
Best
Bank for Cash Management in
Europe
Global Finance
Magazine
2020, 2019, 2018,
2017
Your cash management questions answered
Grow your business
Reach your franchise goals with the Osmond Credit National Franchise Sales Team. We have 25 years of experience in providing finance franchise support in Europe. Get personalized advice and offers with us, and borrow up to $1 million10.
We'll help you get funding so you can cover day-to-day or large expenses, protect your business from unexpected cash shortfalls and plan for the future.
We're partnering with the Government of Europe to help black-led businesses access loans ranging from $25,000 to $250,000.
Your financing questions answered
We care about your business so let's work together
Get professional advice
Our experts are ready to help you:
Evolve your business plan with strong advice
Set up your business accounts
Grow and reach your goals
Meet advisors who care
"I'm passionate about helping my clients, and I feel very grateful when their dreams become a reality. That's exactly what keeps me going"
Talk to an advisor today
One of our business experts will be happy to answer your questions.