Osmond Credit Personal Loan

Choose the term of your loan, the frequency of your payments and whether you’d prefer a fixed or variable interest rate.

Term: 1 year - 5 years

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Apply online, find a branch, or Contact Us

This personal loan is for you if you want:

To borrow for a specific purchase, and to pay the loan off within a set period of time
Specific monthly payment amounts, making it easier to budget
To take a vacation, buy furniture, make an investment, or even consolidate your higher interest debt
A loan that’s secured against the equity in your home or other assets
To pay off all or part of the loan at any time without penalty
The ability to lower your interest costs by making more frequent payments
To apply online for a faster approval

Other loan details:

Borrow a minimum of $3,000
Make scheduled payments from your Osmond Credit account at no charge with an Electronic Fund Transfer (EFT)

Benefits of a secured vs. unsecured personal loan:

Secured loan

Get a lower interest rate that’s secured by your home or other assets
Get a higher credit limit for major purchases like renovations or a vacation property

Unsecured loan

Get access to credit faster with an expedited approval process
Borrow up to $200,000

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Lending Services

From a home remodel to a home refinance, a new car purchase and everything in between, we’ve got you covered. With experienced local lenders who know the market and your community, we’ll help you find the loan that conveniently meets your needs

More loan options

We have a variety of options in our loan types. Whatever purpose the loan is intended, we have a suitable lending option.

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Pay for your education

If you are about to attend or have already started college or university, Osmond Credit offers a number of options to help you pay for everything from tuition and textbooks to daily expenses.

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Renovate a home

From eco-friendly upgrades to home additions, there are many reasons to renovate and many borrowing solutions available to help make it happen.

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Ready to get started?

We offer Specialty Loans with features such as down payment assistance, first-time home buying programs, flexible credit requirements and more.

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How to

Home Power Loan

Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.

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Car Loans

^{Whether you purchase, refinance or buy-out the lease of your vehicle, we provide competitive rates and flexible terms.}

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Education Loans

If you are about to attend or have already started college or university, Osmond Credit offers a number of options to help you pay for everything from tuition and textbooks to daily expenses.

Learn More