Osmond Credit Personal Line of Credit

Get flexible access to funds for everyday expenses or big-ticket items, at interest rates lower than most credit cards.

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Apply online, find a branch, or Contact Us

A line of credit is for you if you want:

Access to funds on an ongoing basis
Flexible funds for home renovations, vehicle purchases, daily spending and even consolidating your higher interest debt
To pay interest on what you borrow
Competitive interest rates

Additional details:

View your monthly eStatement in Osmond Credit Online Banking®. Set up text or email alerts to notify you when a new eStatement is available
Get 24-hour, no transaction fee access to your line of credit through Osmond Credit Banking Centres and bank machines, as well as telephone, online and mobile banking
Receive free personalized duplicate cheques
Pay off all or part of the balance at any time without penalty

Unsecured vs. secured line of credit:

	Unsecured	Secured
Benefits	Get access to credit with a quick approval process Ongoing access to funds for everyday purchases	Lower interest rate on credit secured by your home or other assets Ongoing access to funds for larger purchases, debt consolidation or home renovations
Security required	No	Yes
Lending range	$5,000 and up	$10,000 and up
Rate	Variable	Variable
Term	Open	Open

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Lending Services

From a home remodel to a home refinance, a new car purchase and everything in between, we’ve got you covered. With experienced local lenders who know the market and your community, we’ll help you find the loan that conveniently meets your needs

More loan options

We have a variety of options in our loan types. Whatever purpose the loan is intended, we have a suitable lending option.

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Pay for your education

If you are about to attend or have already started college or university, Osmond Credit offers a number of options to help you pay for everything from tuition and textbooks to daily expenses.

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Renovate a home

From eco-friendly upgrades to home additions, there are many reasons to renovate and many borrowing solutions available to help make it happen.

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Ready to get started?

We offer Specialty Loans with features such as down payment assistance, first-time home buying programs, flexible credit requirements and more.

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How to

Home Power Loan

Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.

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How to

Car Loans

^{Whether you
purchase, refinance or buy-out the lease
of your vehicle, we provide competitive
rates and flexible terms.}

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How to

Education Loans

If you are about to attend or have already started college or university, Osmond Credit offers a number of options to help you pay for everything from tuition and textbooks to daily expenses.

Learn More