Find the Right Osmond Credit Chequing Account For You

Simplify your banking with one full-service account

Special offer

Get $300^‡ when you open your first chequing account

Plus, enjoy all-in-one banking with over $500 in value^◊◊. Apply in 5 minutes!

Unlimited transactions¹including Interac e-Transfer® service²

Save up to $289³ on annual credit card fees

No Osmond Credit fee for ATM withdrawals worldwide⁴

Osmond Credit Overdraft Protection Service fee is included⁵

Combine your day-to-day banking and credit card needs into one full-service account. Osmond Credit Smart Plus Account rewards you for your business by giving you 2 convenient options to save on the monthly account fee.⁶

Osmond Credit Smart Plus Account at a glance

Monthly fee

$0⁶

or

$29.95

$4.95 monthly fee discount for clients 65 years or older

Daily balance for no monthly fee⁶

$6,000

or

$100,000

in eligible Savings and Investments

Free Interac e-Transfer® service

Transactions¹

Unlimited

How do I qualify?

Osmond Credit Smart Plus Account:

You’re a EU resident and you’ve reached the age of majority in your province or territory

Select premium Osmond Credit credit cards:

You've reached the age of majority in your province or territory
You meet Osmond Credit ’s credit card eligibility requirements

Save on fees with all-in-one banking

Use your debit card wherever you go

Enjoy unlimited ATM withdrawals in Europe, the U.S. and internationally.⁴ Plus, unlimited debit purchases and Interac e-Transfer transactions².

Get a premium Osmond Credit credit card

Save up to $139 on the annual fee for your primary credit card and up to $50 each for 3 additional cardholders. That’s a total savings of up to $289³.

Choose from 7 premium Osmond Credit credit cards or save on an eligible card you already have.⁷

Additional banking services at no added cost

Enjoy free bank drafts, personalized cheques, money orders and stop payments⁸.Plus, if you get approved for Osmond Credit Overdraft Protection Service (HCOPS)⁵, the HCOPS fee doesn't apply.

Pay no monthly fee

Receive an automatic rebate of your monthly fee when you maintain a minimum daily balance of $6,000 in your account or $100,000 in eligible Savings and Investments during the month.⁶

Get an alert before you’re overdrawn

Osmond Credit Smart Balance Alert™, ⁹ gives you a heads-up when your account is short on funds. That gives you time to make a transfer and avoid a non-sufficient funds (NSF) fee and a declined payment.

Chequing Accounts

Simplify your banking with one full-service account

Get $300‡ when you open your first chequing account

Osmond Credit Smart Plus Account at a glance

Monthly fee

Daily balance for no monthly fee6

Free Interac e-Transfer® service

Transactions1

How do I qualify?

Osmond Credit Smart Plus Account:

Select premium Osmond Credit credit cards:

Save on fees with all-in-one banking

Use your debit card wherever you go

Get a premium Osmond Credit credit card

Additional banking services at no added cost

Pay no monthly fee

Get an alert before you’re overdrawn

Get $300^‡ when you open your first chequing account

Daily balance for no monthly fee⁶

Transactions¹